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The Most Important Financial Decisions You Make

The Most Important Financial Decisions You Make

When you're buying a home, it's easy to focus on finding the right mortgage, saving for a deposit, and planning your move. But have you considered what would happen if illness or injury meant you couldn't work for several months? For many people, their income is their...

Property Surveys Explained: Which Survey Do You Need?

Property Surveys Explained: Which Survey Do You Need?

Buying a property is one of the biggest financial commitments you'll ever make. While it's easy to focus on securing your mortgage and making an offer, arranging the right property survey is just as important. A survey can reveal issues that aren't immediately visible...

Mortgage rates explained

Mortgage rates explained

What is a fixed-rate mortgage? A fixed-rate mortgage means your mortgage interest rate is fixed for an agreed period. Common fixed-rate periods include: 2 years 3 years 5 years 10 years For example, if you take out a five-year fixed-rate mortgage at a particular...